HUD Property Preservation Guidelines EBook
HUD issues Mortgagee Letters with the expectation they be honored as the law of the land but by way of imprecise communication force the recipient to interpret the content as they see fit and only offer clarification or additional information when approached with direct and specific questions or when responding to actions in the field with punitive intent. For years Mortgagee Letters have trended toward skimpiness and vagueness. As an example of that trend, Mortgagee Letter 2002-10 was 170 pages; the most recent Mortgagee Letter, ML 2010-18, is sixteen pages. This is not intended to be a condemnation of HUD as the agency has given satisfactory explanation in the past of its ongoing trend of less specificity.